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Simple Home Financing

 

No headaches.  No Hassle.

Simply Exceptional Service.

Ocean Lending Funds Loans That Make Sense

Long Term Relationships

We found that the mortgage process, right now, mimics an assembly line. We didn't like the idea of being passed around to multiple representatives, just to find out if you qualify, or not. With Ocean Lending, you will only work with a small team that was built for your specific needs. We want to get to know our clients and their story, that's why we don't pass you around.

Custom Tailored Loans

You are unique. You dress unique, you look unique, and the way you manage your money is unique. So, why should you be given the same mortgage as the next guy? The answer is: you shouldn't. At Ocean Lending, we custom fit our loans to meet our clients' needs. No more trying to fit into someone else's loan.  

Out-of-the-Box Lending

Have you ever been strung along and then denied for a mortgage? Most Americans have, and that stinks. With our make sense lending approach, we are able to approve a wider variety of candidates than traditional lenders. If your loan makes sense, we can fund it.


Click Here to Apply!

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Client Feedback


“I highly recommend Ocean Lending. They are a first class organization. When they promise you something it gets done. They are friendly, professional and deliver on time accurate results. If you need a loan, any kind of home loan, this is your go to shop! Highly recommend!”

-Josh R.

“Ocean Lending and the staff were just amazing during my refinance. I was worried it wouldn't happen but they reassured me it could and would. Best refi experience. Staff was so helpful and patient. Made the whole process fast, easy and painless. Thank you so much Ocean Lending!”

-Annette C.

Let Us Know How We're Doing!




Frequently Asked Questions

  • Can I Buy A Home With Bad Credit?

  • Can I Buy A Home With High Debt?

  • Can I Buy A Home With Little Money Down?

  • Can I Buy A Home After A Short Sale, Bankruptcy, or Foreclosure?

  • Can I Refinance With Bad Credit?

  • Can I Refinance To Pay Off Debt?

  • Can I Refinance With A Bankruptcy?


States We Service


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  • Company State Licenses
  • Privacy Policy

Ocean Lending Home Loans, Inc.

NMLS #1626788

James Edwards NMLS #206740

Dan Bray NMLS #222131

Phone: (888) 508-5030

 

California licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act- Lic # 41DBO-76602 and Finance Lenders Law- Lic # 60DBO71981 - Arizona licensed by the Department of Financial Institutions Mortgage Banker License- Lic # 0949333 - Colorado licensed by Department of Regulatory Agencies Mortgage Company Registration- Lic # none - Florida licensed by the Office of Financial Regulation Mortgage Servicer License- Lic # MLD1658 - Hawaii licensed by the Department of Commerce and Consumer Affairs Financial Insitutions Mortgage Loan Originator Company License- Lic # HI-1626788 - Maryland licensed by the Department of Labor, Licensing and Regulation Mortgage Lender License- Lic # 23165 - North Carolina licensed by the North Carolina Commissioner of Banks Mortgage Lender License- Lic # L-177875 - Oregon licensed by the Division of Financial Regulation Mortgage Lending License – Lic # ML-5719 - Tennessee licensed by the Department of Financial Solutions- Lic # 195437 - Texas licensed by the Texas Department of Savings and Mortgage Lending Mortgage Company License- Lic # none - Virginia licensed by the Commonwealth of Virginia State Corporation Commission Broker and Lender License- Lic # MC-6821 and #MC-6821 - Washington Licensed by the Washington State Department of Financial Institutions Consumer Loan Company License- Lic # CL-1626788

http://www.nmlsconsumeraccess.org

California Office

27271 Las Ramblas Ste 350
Mission Viejo, CA 92691

(888) 508-5030

Arizona Office

7137 E Rancho Vista Dr, Ste B05
Scottsdale, AZ 85251

(888) 508-5030

Hawaii Office

288 Ikalani Place
Pukalani, HI 96768

(888) 508-5030

Texas Office

8000 IH-10 West, Ste. 600
San Antonio, TX 78230

(888) 508-5030

Washington Office

11227 Phinney Ave N.
Seattle, WA 98133

(888) 508-5030

Ocean Lending Home Loans, Inc.

NMLS #1626788

James Edwards NMLS #206740

Dan Bray NMLS #222131

Phone: (888) 508-5030

 

California licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act- Lic # 41DBO-76602 and Finance Lenders Law- Lic # 60DBO71981 - Arizona licensed by the Department of Financial Institutions Mortgage Banker License- Lic # 0949333 - Colorado licensed by Department of Regulatory Agencies Mortgage Company Registration- Lic # none - Florida licensed by the Office of Financial Regulation Mortgage Servicer License- Lic # MLD1658 - Hawaii licensed by the Department of Commerce and Consumer Affairs Financial Insitutions Mortgage Loan Originator Company License- Lic # HI-1626788 - Maryland licensed by the Department of Labor, Licensing and Regulation Mortgage Lender License- Lic # 23165 - North Carolina licensed by the North Carolina Commissioner of Banks Mortgage Lender License- Lic # L-177875 - Oregon licensed by the Division of Financial Regulation Mortgage Lending License – Lic # ML-5719 - Tennessee licensed by the Department of Financial Solutions- Lic # 195437 - Texas licensed by the Texas Department of Savings and Mortgage Lending Mortgage Company License- Lic # none - Virginia licensed by the Commonwealth of Virginia State Corporation Commission Broker and Lender License- Lic # MC-6821 and #MC-6821 - Washington Licensed by the Washington State Department of Financial Institutions Consumer Loan Company License- Lic # CL-1626788

http://www.nmlsconsumeraccess.org