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Can You Buy a Home with Little Money Down?

Yes you can! Ocean Lending has programs that allow you to buy a home with relatively small down payments. Coming in with a down payment gives you instant equity in the property you purchase. While it may be ideal in certain situations to come in with a larger down payment, Ocean Lending understands that all financial situations are unique; what works for one may not be the right decision for the other. That is why we offer a wide array of products from low down payments to your traditional 20% down conventional mortgages.

How Little is only a Little Money Down?

Ocean Lending has programs that allow you to purchase a home with a down payment as low as 3.5%. What is awesome, is that part or all of the down payment can be gifted or borrowed, if you have not saved up enough yet, don’t worry! This program was created out of the understanding that putting 20% down to purchase a home is not the best financial decision for some households.

Because Ocean Lending believes that owning your own home is a great investment, we wanted to be able to offer a program that allows our clients to purchase home with a smaller down payment. This is why we have this amazing product that lets you put as little as 3.5% down.

 

How do I get Pre-Approved to Buy a Home with Little Money Down?
To get Pre-Approved to buy a home with little money down, you have come to the right place. You can start the Pre-Approval process with Ocean Lending by speaking with one of our Loan Experts. Our Loan Expert will provide you with a Free Mortgage Analysis, which should only take about 5 minutes.


To get in contact with an Ocean Lending Loan Expert you can fill out the quick quote form on the right side of the page, or you can call us at 949.613.5669 and simply as to speak with a Loan Expert. If you do not get through right away and our lines are busy, please call back.


Ocean Lending provides a Mortgage Analysis free of cost, to all clients. It only takes 5 minutes, what do you have to lose. Contact us today so we can show you how to buy a home with little money down!

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Ocean Lending Home Loans, Inc.

NMLS #1626788

James Edwards NMLS #206740

Dan Bray NMLS #222131

Phone: (888) 508-5030

 

California licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act- Lic # 41DBO-76602 and Finance Lenders Law- Lic # 60DBO71981 - Arizona licensed by the Department of Financial Institutions Mortgage Banker License- Lic # 0949333 - Colorado licensed by Department of Regulatory Agencies Mortgage Company Registration- Lic # none - Florida licensed by the Office of Financial Regulation Mortgage Servicer License- Lic # MLD1658 - Hawaii licensed by the Department of Commerce and Consumer Affairs Financial Insitutions Mortgage Loan Originator Company License- Lic # HI-1626788 - Maryland licensed by the Department of Labor, Licensing and Regulation Mortgage Lender License- Lic # 23165 - North Carolina licensed by the North Carolina Commissioner of Banks Mortgage Lender License- Lic # L-177875 - Oregon licensed by the Division of Financial Regulation Mortgage Lending License – Lic # ML-5719 - Tennessee licensed by the Department of Financial Solutions- Lic # 195437 - Texas licensed by the Texas Department of Savings and Mortgage Lending Mortgage Company License- Lic # none - Virginia licensed by the Commonwealth of Virginia State Corporation Commission Broker and Lender License- Lic # MC-6821 and #MC-6821 - Washington Licensed by the Washington State Department of Financial Institutions Consumer Loan Company License- Lic # CL-1626788

http://www.nmlsconsumeraccess.org

California Office

27271 Las Ramblas Ste 350
Mission Viejo, CA 92691

(888) 508-5030

Arizona Office

7137 E Rancho Vista Dr, Ste B05
Scottsdale, AZ 85251

(888) 508-5030

Hawaii Office

288 Ikalani Place
Pukalani, HI 96768

(888) 508-5030

Texas Office

8000 IH-10 West, Ste. 600
San Antonio, TX 78230

(888) 508-5030

Washington Office

11227 Phinney Ave N.
Seattle, WA 98133

(888) 508-5030

Ocean Lending Home Loans, Inc.

NMLS #1626788

James Edwards NMLS #206740

Dan Bray NMLS #222131

Phone: (888) 508-5030

 

California licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act- Lic # 41DBO-76602 and Finance Lenders Law- Lic # 60DBO71981 - Arizona licensed by the Department of Financial Institutions Mortgage Banker License- Lic # 0949333 - Colorado licensed by Department of Regulatory Agencies Mortgage Company Registration- Lic # none - Florida licensed by the Office of Financial Regulation Mortgage Servicer License- Lic # MLD1658 - Hawaii licensed by the Department of Commerce and Consumer Affairs Financial Insitutions Mortgage Loan Originator Company License- Lic # HI-1626788 - Maryland licensed by the Department of Labor, Licensing and Regulation Mortgage Lender License- Lic # 23165 - North Carolina licensed by the North Carolina Commissioner of Banks Mortgage Lender License- Lic # L-177875 - Oregon licensed by the Division of Financial Regulation Mortgage Lending License – Lic # ML-5719 - Tennessee licensed by the Department of Financial Solutions- Lic # 195437 - Texas licensed by the Texas Department of Savings and Mortgage Lending Mortgage Company License- Lic # none - Virginia licensed by the Commonwealth of Virginia State Corporation Commission Broker and Lender License- Lic # MC-6821 and #MC-6821 - Washington Licensed by the Washington State Department of Financial Institutions Consumer Loan Company License- Lic # CL-1626788

http://www.nmlsconsumeraccess.org