VA Home Loans
VA Loans are one of the best mortgages available, boasting ZERO down payment and NO cost refinance options for qualified US Veterans.
What is a VA Home Loan?
A VA Loan is Designed to offer long-term financing to American Veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. It is generally easier to qualify for a VA loan than conventional loans. VA Loans have several unique benefits that we will go over below.
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Zero Down Payment
VA Home Loans have 0% down payment options for qualified Veterans
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No Mortgage Insurance
VA Home Loans require NO monthly mortgage insurance, unlike FHA and conventional loans under 20% down, which do require mortgage insurance
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No Out of Pocket Cost Refinances
Qualified Veterans can streamline refinance with no costs out of pocket
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No Income Refinances
If you already have a VA Home Loan, you may qualify to refinance and lower your rate without needing to go through income qualification.